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GIC

GIC , the ‘Indian Re-insurer’ and 15th largest Reinsurance Company in the world fully owned by Government of India with the network in India and abroad looks for the post of Assistant Managers (Scale-I) to be based in its offices in India and abroad (primarily to be posted in Head Office, Mumbai) and will be liable to be posted anywhere in India as well as abroad as per the requirement of the Corporation.

Details
Age Criteria : 
Minimum age : 21 years.
Maximum age : 30 years

Selection Procedure :
The selection for the above post shall be on the basis of short-listing of the candidates based on Written Test and performance in Group Discussion and interview. The total marks for Written Test, Group Discussion and Interview will be 200

The Part B and Part C of examination shall be common for the candidates of all the streams.The Candidates have an option to answer the tests either in Hindi or in English except the test under part B (ii) and part C.

IIBF Debt Recovery Agent (DRA) Exam

Reserve Bank of India (RBI) advised the Indian Banks' Association to formulate, in consultation with Indian Institute of Banking and Finance (IIBF), certificate course for Debt Recovery Agents to undergo 100 / 50 hours of training. RBI has also stipulated that Banks / NBFCs should ensure that within a period of one year all their recovery agents should undergo the specified training and obtain certification from IIBF. Also it has been notified to the service providers engaged by Banks / NBFCs to employ only personnel who have undergone the training and obtained the certificate for the purpose of recovery from IIBF.

Course Outline

• Principles of Banking
• Structure and Function of Banking
• Retail Banking
• Recent Trends
• E-banking-KYC Norms
• Credit Cards - Consumer Loans - Home Loans - Agriculture credit products etc
• Soft Skills - Communication and Interpersonal Skills, Telephone Etiquette, Negotiation Skills and Analytical Ability

Who should take the exam?

Candidates who want to become collections, recovery, or repossession agents contract with a business to collect a debt or work in a collections or repossession agency. Tasks included will be to locate and recover property, collections agents must possess skills in communication, negotiation, and investigation.

Get ready to validate your skills and pass IIBF Debt Recovery Agent (DRA) Exam with 100% guarantee and real time practice exam. Try Free Practice Test Now!

Exam Format and Information

Exam Name	IIBF Debt Recovery Agent (DRA)	Exam Code	DRA
Exam Duration	Both online and offline Exam	Number of Questions	Approx 90 Questions
Eligibility/Pre-Requisite	As specified*	Exam Language	English
Pass Score	50%

Exam Prerequisites

Qualification of the candidate : The candidate shall possess the minimum qualification of SSC passed or above.

Age : Candidate must have completed 18 years of age on the date of application for training.

Training : If you are 10th passed then you must undergo 100 hours of training. But If you are a graduate and above then you must undergo 50 hours of training Employees of BPO / Call Centres with educational qualification of graduation and above need to undergo only 50 hours of training as per training schedule provided to Banks / Accredited Institutes.

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SBI PO eligibility:
Following are the minimum eligibility conditions required to be fulfilled by the aspirant to be eligible to apply:
1.Graduate in any discipline from a recognized University or possessing any equivalent qualification recognized as such by the Central Government.
2.The minimum and maximum prescribed age limit is 21 years and 30 years calculated as on 01 April 2016. The maximum age limit shall be relaxed for the reserved category candidates as per the reservation norms of the Government of India.
Stages under the SBI PO Exam Pattern 2016:
The Recruitment Examination for Probationary Officers to various SBI Branches is considered as one of the Central Banking Exams of the country. Every Year, a number of banking aspirants apply for SBI PO Recruitment Examination and the competition level of only escalated further beyond.
The stages of recruitment involved under SBI PO Exam Pattern 2016 are as follows:
Phase 1: Preliminary Examination
Phase 2: Mains Examination
Phase 3: Group Discussion and Interview
The candidates should note that their participation in every other stage except the Phase 1 is subject to their qualification through a cutoff score with which the SBI brings out just after the examination depending upon the constitutional affirmative policy.
All the phases of the examination can be understood by the following analysis.
Phase 1: SBI PO Preliminary Exam Pattern 2016
Important highlights for the Exam pattern followed in the preliminary exam are as follows:
1. The Preliminary examination is an objective type examination where the candidates need to select one correct option out of given four options.
2. The total mark of the exam is 100.
3. For every correct response provided, the candidates would be awarded 1 mark and for every wrong response  mark will be deducted. However, no mark will be deducted for any response.
4. The test would be conducted online.
5. The total time allotted is 60 minutes or 1 hour.
The candidates should note that there are three sections in the Preliminary examination which have sectional cutoffs which the candidates need to clear.
Structure of SBI PO Preliminary Examination:

Serial No.	Name of section	Number of Questions asked in the section	Total marks in the section	Time allotted
1	English Language	30	30	A total of 1 hour (no fixed timing for any section)
2	Quantitative Aptitude	35	35
3	Reasoning Ability	35	35
	Total	100	100

Phase 2: SBI PO Mains Exam Pattern 2016 (New pattern):
The candidates who score above the SBI PO Preliminary Cutoff Score 2016 will be allowed to take the SBI PO Mains Exam 2016 which will follow a completely different exam pattern. SBI has made some changes in the exam pattern of SBI PO Mains Examination. Mains Examination will consist of Objective Tests for 200 marks and Descriptive Test for 50 marks. Both the Objective and Descriptive Tests will be online. Candidates will have to answer Descriptive Test by typing on the computer. Immediately after completion of Objective Test, Descriptive Test will be administered.
The main examination of SBI PO is divided into two stages:
1.Objective Test
2.Descriptive Test
Objective Test:
1.SBI PO Main Examination will consist of Objective Tests for 200 marks and Descriptive Test for 50 marks.
2.Both the Objective and Descriptive Tests will be online. Candidates will have to answer Descriptive Test by typing on the computer.
3.Immediately after completion of Objective Test, Descriptive Test will be administered.
4.The objective test will be for 3-hour duration consisting of 4 sections of total 200 marks.
5.The Objective Test will have separate timing for every section.
6.The candidates are required to qualify in each of the tests by securing passing marks, to be decided by the Bank.
7.For every correct response provided, the candidates would be awarded 1 mark and for every wrong response  marks will get deducted. However, no mark will be deducted for any response.
Structure of Objective Test:

Serial No	Name of section	Number of Questions asked in the section	Total marks in the section	Time Duration
1	Reasoning and Computer Aptitude	45	60	60 minutes
2	Data Analysis and Interpretation	35	60	45 minutes
3	General/ Economy/ Banking Awareness	40	40	35 minutes
4	English Language	35	40	40 minutes
Total		155	200	3 hours

Changes Observed in SBI PO Objective Test:
Step-wise changes observed in the SBI PO Objective test has been illustrated below:
Step 1: Total Time for SBI PO Mains Examination: Previously, the total time for solving objective paper of SBI PO Exam was 2 Hours. But, as per the new exam pattern, the total time for SBI PO Mains has been extended to 3 Hours.
Step 2:Section-wise time allotment: For SBI PO 2016, there will also be sectional limit on each of the sectional objective paper. The exam will be conducted online and each section has a timer.
Descriptive Section Pattern:
Along with the objective type question, the Mains Exam will have questions in the descriptive format as well. Following are the important points to ponder for the written examination:
1.The Descriptive Test will be of 30 minutes duration comprising of 50 marks.
2.The test will be of English Language (Letter Writing and Essay).
3.The candidates are required to qualify in the Descriptive Test by securing passing marks, to be decided by the Bank.
4.Descriptive Test paper of only those candidates will be evaluated who have scored qualifying marks in the Objective Tests and are placed adequately high as per total marks in Objective Test.
5.This test will judge the writing skills of the candidates.
Changes observed in Descriptive Test:
The descriptive paper will carry 50 marks and the time duration will be 30 minutes.
Phase 3: Group Discussion and Personal Interview
The candidates who clear the cutoff score for the Main Examination would then be called for a group discussion and personal Interview test where the candidates will have to face an Interview board. The Group Discussion will carry 20 marks and Interview will carry 30 marks. The aggregate marks of candidates qualifying in both the Objective Tests and the Descriptive Test will be arranged in descending order in each category. Adequate number of candidates in each category, as decided by the Bank will be called for Group Discussion and Interview. The qualifying marks in Group Discussion and Interview will be decided by the Bank.